Does the app work fully offline?

Yes — completely. Finance Calculator Pro has no internet permission at all, so every calculation runs on your device and nothing you enter can ever be transmitted. It works identically in aeroplane mode.

Is it made for Indian finance?

Yes. It defaults to the rupee with lakh/crore grouping and includes Indian instruments (PPF, EPF, NPS, SSY, FD, RD) and Indian tax rules — the old vs new income-tax regimes, HRA exemption, GST slabs and capital gains.

How accurate are the results?

All money math uses Java BigDecimal with banker's rounding rather than floating-point, and every formula is unit-tested against known reference values — so EMI, SIP, FD and tax figures line up with standard tables.

Are there ads, accounts or trackers?

None. There is no advertising SDK, no analytics and no sign-in. The app never asks who you are and never watches what you calculate.

Can I export or back up my calculations?

Yes. You can export any result to PDF or CSV, and back up your entire history and saved scenarios to a single encrypted file that you store wherever you choose — no cloud involved.

Finance Calculator Pro

Name: Finance Calculator Pro
Author: elevatedevco

An offline finance calculator app for India: EMI, SIP, FD, PPF, EPF, NPS, income tax (old vs new), GST and 20+ more — private, accurate and on-device.

29 finance calculators, built for India. Fully offline.

Coming soon100% offlineNo adsNo trackersNo accountNo internet permission29 calculators

Coming soon toGoogle PlayPrivacy policy Terms of Service

Free
No account
Works offline
No ads

Finance Calculator Pro puts 29 personal-finance calculators in one calm, offline app built for India — loans, investments, savings and tax. Work out your home-loan EMI, plan a SIP, project a PPF or NPS corpus, or compare the old and new income-tax regimes side by side, all in a few taps.

Every number is computed on your device with exact, BigDecimal money math — no rounding shortcuts, no ads, no accounts and no analytics. In fact the app has no internet permission at all, so nothing you enter can ever leave your phone. It speaks Indian finance natively: the rupee with lakh/crore grouping, Indian instruments like PPF, EPF, NPS, SSY, FD and RD, and Indian tax rules for HRA, GST and capital gains.

Save and compare scenarios, keep a searchable history, and export any result to PDF or CSV — plus a single encrypted backup file you fully control. It is a quiet, trustworthy financial companion that never asks for a login and never watches what you do.

At a glance

Platform: Android
Category: Finance
Price: Free
Works offline: Yes, fully
Ads / trackers: None
Languages: English

Features

Everything Finance Calculator Pro does

Focused features, no filler — each one designed to work without a network connection.

Loan calculators

EMI with a full amortization breakdown, loan eligibility, prepayment savings, balance transfer break-even, side-by-side loan comparison and a snowball/avalanche debt-payoff planner.

Investment planning

SIP and step-up SIP, lumpsum growth, SWP withdrawals, CAGR and dated-cashflow XIRR, plus goal and retirement planners that show the gap and the required investment.

Indian savings schemes

FD (cumulative and payout) and RD, plus PPF, EPF, NPS, Sukanya Samriddhi, SCSS, NSC and KVP — with editable, India-accurate rate defaults.

Tax calculators

Income tax with the old and new regimes side by side, GST, HRA exemption, gratuity, capital gains (STCG/LTCG) and TDS — computed against versioned tax rules.

Exact money math

Every calculation uses BigDecimal with banker's rounding, so results match reference tables to the paisa — no floating-point drift.

Save, compare & history

Auto-saved history, favourites and named scenarios you can duplicate and compare, so you can weigh two loans or two SIPs at a glance.

PDF & CSV export

Export any result — with its breakdown and charts — to a clean PDF or CSV to share or file away, generated entirely on-device.

Encrypted local backup

Back up everything to a single encrypted file through the system file picker, and restore it on any device. No cloud, no account, no broad storage access.

Built for India

The rupee with lakh/crore grouping by default (with an international-grouping toggle), and smart insights that flag things like an EMI over 40% of income or FD returns lagging inflation.

29 calculators, grouped by category

Browse the full toolkit — loans, investments, savings and tax — each with a one-line description of what it does. Everything runs offline, on your device.

Explore the calculators

Roadmap

Where it's headed

An honest look at what's shipped, what's being built and what's on the horizon. Plans can shift — quality comes first.

29 calculators across four categories
Loans, investments, savings and tax — a complete offline finance toolkit for India.
In progress
History, scenarios & export
Auto-saved history, comparable saved scenarios, PDF/CSV export and encrypted local backup.
In progress
Business calculators
Working-capital, break-even and margin tools for freelancers and small businesses.
Planned
More languages
Hindi and other Indian-language localisation, keeping every calculation on-device.
Planned

FAQ

Finance Calculator Pro: your questions answered

Can't find your answer? Reach out via the contact page — real replies, typically within 1–2 business days.

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Image to PDF: Scanner & Editor

Convert photos to PDF, scan documents and ID cards, then merge, split, compress, protect, sign and annotate — every tool runs on your phone, in 59 languages.

ProductivityOn-device processingID card & document scanner

Medicine Reminder & Pill Alarm

Set flexible medication reminders that survive reboots, log every dose taken or missed, track refills and appointments, and export a doctor-ready PDF report.

MedicalFreeNo account

Privacy, in writing

Exactly what Finance Calculator Pro stores, where it lives, and what does — and never does — leave your device, in plain language, short enough to actually read.

Read the policy

Need a hand?

Found a bug, want a feature, or just have a question about Finance Calculator Pro? Support comes straight from the developer.

Get support